Consumer Loans:

Power One Federal Credit Union offers a variety of personal loans with very competitive rates. Loan arrangements can be made in person or over the phone. Payments can be simplified by payroll deduction, direct deposit and additional payments can be made at anytime without penalties. Loans Include:

  • Vehicles – new and used
  • Motorcycles/Recreational vehicles
  • Boats and Campers
  • Personal loans/school expenses/home improvement/vacation
  • Bill consolidation
  • Mortgage services & referrals
  • And we also offer Life and Disability Insurance coverage
  • Signature Line of Credit
  • Home Equity Line of Credit

VISA Credit Card Program:

  • No annual fees from the moment of receiving your VISA card.
  • Interest free on all purchases paid in full before the due date.
  • Cash advances can be done from any ATM machines with the VISA logo, however interest does apply to these transactions starting on the posting date.
  • Platinum card programs 6.9% (purchase and cash advance APR).
  • Classic card programs 13.75% (purchase and cash advance APR).

Student Loan Program:

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

  • Loans for college students.
  • A loan option for parents and family members who wish to borrow on behalf of a college student.
  • Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*Power One Federal Credit Union is compensated by ISL Education Lending for the referral of student loan customers.